Calculate monthly payments, total interest, and amortization schedule.
Execution runs 100% locally inside the browser sandbox using HTML5 Canvas, Web Cryptography Subtle API, and Web Workers. Zero egress.
Zero network latency. Operates completely offline with zero dependencies on third-party backend servers or cloud services.
Built according to official RFC specifications, cryptographic test vectors, and enterprise-grade data transformation standards.
Input your total loan principal and annual interest rate (APR).
Choose repayment duration in years or months.
View monthly EMI payment amount, total interest payable, and principal vs interest ratio.
An Equated Monthly Installment (EMI) is a fixed monthly payment made to a lender comprising both principal and interest components.
Yes, standard fixed-rate amortizing loans for mortgages, car loans, and personal loans are fully supported.
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