Compare 15-year vs 30-year terms, interest rates, closing costs, and lifetime savings.
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Input loan amount, interest rate, term length (15 vs 30 yrs), and closing fees for Offer A.
Input loan amount, interest rate, term length, and closing fees for Offer B.
Inspect total lifetime cost differences and copy the side-by-side comparison report.
While monthly payments are higher on a 15-year loan, you pay significantly less total interest over the life of the loan.
Points are upfront fees paid to the lender at closing to lower your ongoing mortgage interest rate.
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